Before a transfer
The payments directory supports enquiries about methods. Provider availability, currency, beneficiary, fees and timing require written confirmation before an actual transfer.
Matching and identity checks
An operational financial service needs identity, source-of-funds and beneficiary procedures appropriate to its jurisdiction. Required information belongs in the approved account channel once activated.
Settlement and disputes
Retain the transaction reference, date and method. Refunds and reversals depend on settlement status, provider rules and the signed agreement.